Friday, July 30, 2010

stick it to the man!

I just ate a bunch of oreos for breakfast because i'm mad at my dental insurance. Tooth decay and all that. (in hindsight, this will probably backfire on me, but it tasted good!)

Understand your policy before you go to the dentist! We have a new insurance this year, from husbands office. We found out the hard way that we're only covered for $1000 per year (that's roughly a cleaning and 2 metal fillings), and that even though they say we're covered for major work at 50% (up to the $1000 of course), we're pretty much not covered for anything, ever. They have this sneaky little "waiting period" set up so that you don't qualify for any major work (crowns, root canals, bridges, etc) until after you've been a member for a year*

*more specifically, until after EVERYONE IN YOUR OFFICE has been a member for a year! ie, when we switch to my company's dental in the fall (which there is no doubt we'll be doing) everyone in husband's office will have to restart their waiting periods! Isn't that absurd?!?! How do these insurance companies get away with these things!!???!!??

Rant complete.

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